How To Turn valuation Into Success

The property just doesn’t make sense to me so when you’re talking about strategy structure what we’re talking about is understanding the treatment of income the treatment of rent in regards to which lender is going to take a higher renal proportion are they going to factor in negative gearing benefits are they going to look at adding backs so this all the complexities what assessment rates are they going to use and how do they treat existing debt versus new debt will.

They allow you to do interest only lending there is a lot of noise with a sick at the moment around interest only lending and and we’re-obviously of a strong view a very very strong view that interest only lending is very good if you keep your money in an offset account and you don’t spend that money so if you’re paying down your loan but technically not putting it in the loan account you’re building it up in an offset account it’s exactly the same thing you’re paying exactly the same interest rate and so from that point of view it’s about being control of your own liquidity to take opportunities as they present themselves but on the field that’s hard for people to change that paradigm isn’t because they feel.

This Valuations NSW insecurity around the fact that I’m playing down the line even though you’re controlling your cash and you’re giving yourself-more choices and flexibility under that arrangement yeah that’s right price I think what we’re saying there if you ‘re an owner occupier in the first home buyer going to buy a home and you were you know you have no aspirations of building wealth or all that typing in the month per your nice fine you knew that that’s okay but for the clients that we work with it’s absolutely paramount that we get sophisticated around money management.